Kora | The finance app for college students

Made for
students.

KoraDrive was built with college students in mind. No credit history? No cosigner? No SSN? We’ll still work with you to get your wheels.

“Fantastic Customer service! Always kind and ready to answer questions and had my vehicle under a week! Would suggest if looking for a way to get any sort of loan and they did a great job!”

Easy driver.

You can get approved for your auto loan in a little as 24 hours. The KoraDrive team is here for you to get things moving.

Build credit on
your terms.

Choose your car. Choose your loan amount. Choose how long you need to pay back at a low APR. Build your credit with your on-time payments.

How it works

Apply for
KoraDrive

Get approved in as little as a day. No SSN or cosigner required. It’s OK if you haven’t found a car yet.

Get
approved

We’ll work with you in case we need to get more information before you’re approved.

Drive your car
home!

Build credit history as you pay back.

Eligibility

Be 18+ years old and currently enrolled in a U.S. college or graduated in the last 3 years.

Enrolled in a U.S. college or university or graduated recently

Have a 2.0+ GPA if you are an undergraduate student or obtained a 3.0+ GPA if you are a graduate student.

U.S. citizens, Green Card holders or A5, C8, F1/OPT, G, H1B, J1, L1, O1 Visa holders

Be a U.S. Citizen, Green Card holder or A5, C8, F1 / OPT, G, H1B, J1, L1, O1 Visa holder.

Where is KoraDrive
available?

Click the map to see full list

Where is KoraDrive available?

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, and Wyoming.

If your state is not listed here, please stay tuned or contact us as we continue to expand to more locations in the U.S.

Estimate your
monthly
payment

Monthly Payment

$ NA

Loan amount	Term	APR starts at
$N/A	mo	N/A

Check Your Rate

How much would you like to finance?

Loan amount from $5,000 to $3,000,000*

Term (months)

12 60

Kora worked with me continuously to make sure I could get the car I wanted, and as a college student with no credit, they made this process very simple. I am now the proud owner of my dream car and wouldn’t have been able to have it if it weren’t for Kora – I recommend using them to everyone!

Google review by Maddy F.³

Kora was absolutely fantastic to work with. Always super responsive, and so polite and friendly to work with. I had to have changed my choice of vehicle 20 times before deciding, but they never made it an issue and always made me feel like a valued customer. The approval was super easy to get, and the down payment was extremely reasonable. Thanks Kora!

Google review by Tyler N.³

I am a college student so I was not able to get a car loan from anyone else because of my low income. Kora accepted me immediately and were very helpful during the process. I am...so happy that I am able to buy my first car!!

Google review by Kara K.³

Kora helps students out a lot. I cannot begin to explain how they come to the rescue at crucial times. Not just that, they are amazing even when it comes to borrowing money for a car, vacation or expensive sneakers. They also help international students with no SSN which not many companies do unfortunately. Thank you so much Kora!

Google review by Ali A.³