A Step-by-step
Guide of How to Buy
a Car in the US

^* The Kora Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. No ATM Access. Your funds are FDIC insured up to $250,000 through Pathward, Member FDIC. Register your Card for FDIC insurance eligibility and other protections.

¹ KoraCash and KoraDrive are not Pathward or Visa products or services.

² This optional offer is not a Pathward product or service nor does Pathward endorse this offer. Kora Rewards are powered by Cardlytics.

³ While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement in the Kora app under KoraCard settings for more details.

⁴ These testimonials are not reflective of any Pathward products or services.

⁵ For qualified applicants, a decision will be made instantly upon submission of an application. Timing for decisions are subject to delays due to verification errors or application submission errors; in the event of these errors, a decision could be made at a later date.

⁶ For users who choose to have funds disbursed to their KoraCard, due to account security some new users and larger amounts might take longer than average. Typically, 83% of users receive their funds within 10 minutes and 95% of users receive their funds within 30 minutes. Other disbursement method may take longer.

⁷ Valid .edu email and enrolled or graduated within 3 years from eligible U.S. college or universities where Kora products or services are available.

⁸ During the application process, Kora will order a soft credit inquiry to determine your eligibility for prequalification for a loan, which does not affect your credit score. If you accept your prequalified rate and proceed with your application, we do a hard credit inquiry that will impact your credit score.

⁹ See https://help.koramoney.com/what-vehicles-are-eligible-for-koradrive for vehicle eligibility.

¹⁰ The Annual Percentage Rate (APR) is the cost consumers pay each year to borrow money, including fees, expressed as a percentage

¹¹ By submitting an application, you agree to and confirm your consent to (a) receive Communications electronically; and (b) the use of electronic signatures. If you choose not to consent or if you withdraw your consent, you may be unable to submit an application with us.