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Inside the app

Track your spending Icon smile hat , set alerts, and take control of your budget
Image insights
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  • Icon chart
    Track your spending by connecting all your accounts.
  • Icon dollars
    Set budgets to keep your goals on track.
  • Icon bell
    Smart notifications for low balance and large transactions.
Need some extra cash? 👉 👈 Kora can spot you1 in minutes.6
Image cash
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  • Icon look into
    Apply and find out your limit with a few taps5.
  • Icon flash
    If approved get cash in minutes6 and start building your credit history.
  • Icon seedling
    Refinance for the possibility to increase your max KoraCash amount.
Put that cash on your KoraCard*. Spend 💸, and get rewards2💅
Image card
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  • Icon shopping bag
    Get up to 10% cash back on every day purchases2.
  • Icon card
    Works like a debit card, with no overdraft or hidden fees3.
  • Icon lock
    Funds in your KoraCard are FDIC insured*.
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Testimonal icon

Used by over
586,000 students4

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NiaStarr
I’ve had this app for 4 years and it’s always been a great way to build credit slowly and get cash when I’m a short on anything. Definitely watch out for the amount you take out because when you hit a certain limit you won’t be able to take out anymore until you’ve paid a good amount. Also it helps track your spending which is another big plus.
App Store: Jan 5, 2023
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Td_T
Best financial company for international student.
Google Reviews: August 2022
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fligh5e3
The app is pretty good it does what it says to, in other words it’s great.
App Store: Nov 22, 2022
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SkanielSlavis
This App is a life saver!
App Store: Oct 20, 2023
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Adelaide Williams
They where very quick to handle my car loan and always polite.
Google Reviews: July 2022
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Judah Kaio
As an unemployed student moving from Hawaii to Oregon for school, I needed a vehicle, especially when rentals cost us $1000’s. Kora saved me big time, eternally grateful.
Google Reviews: Oct 2022
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Eligibility

18+
At least 18 years old and at least the age of majority depending on the state of residency.
Enrolled in a U.S. college or university or graduated recently
Enrolled in or graduated recently from an approved7 U.S. college or university with a valid .edu email.
U.S. citizens, Green Card holders or A5, C8, F1/OPT, G, H1B, J1, L1, O1 Visa holders
Valid identity with social security number.

Where is KoraCash1
available?

Click the map to see full list
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A $100 KoraCash loan repaid over 6 months with an APR of 19.9% would have monthly repayments of $17.65, and average monthly interest payments of $1.66.
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Where is KoraCash available?

Arizona, Arkansas, California, Florida, Illinois, Iowa, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and Wisconsin.

If your state is not listed here, please stay tuned or contact us as we continue to expand to more locations in the U.S.

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