Auto Loans for immigrants, first time buyers, thin credit, & students
With no credit score or co-signer requirements, KoraDrive looks beyond your credit history to give you the loan you deserve.

KoraDrive Auto Loans

Recent immigrants, first time buyers, thin credit profiles, and students are all eligible for KoraDrive auto loans.

About us

Kora was founded in 2016 with a mission to provide access to financial products for international students studying in the U.S. As former international students themselves, the founders were motivated by their dissatisfaction with the limited financial tools available and aimed to create better options.

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KoraDrive Auto Loans

A smarter way to buy a car

Join the thousands of other satisfied KoraDrive customers.

KoraDrive for Dealerships

Approve 90% of customers¹

Kora can approve applications from recent immigrants, first time buyers, thin credit profiles and students who visit your dealership.

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Kora Enterprise for Banks

8 years building fintech

Kora has been building fintech products since 2016 including mobile apps, automatic underwriting tools, and lending infrastructure.

Coming soon!

Kora Money Mobile App

With over 1.1 Million downloads³

Manage your KoraCash and KoraCard* on the Kora Money app for iOS.

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Experiences from KoraDrive Customers

Judah Kaio

Google Reviews: Oct 2022

As an unemployed student moving from Hawaii to Oregon for school, I needed a vehicle, especially when rentals cost us $1000’s. Kora saved me big time, eternally grateful.

Rae Chill

Google Reviews: June 2022

I didn’t think it was possible but Kora Drive made it possible!! The process was so easy just had to upload some documents and voilà I’m picking up my vehicle tomorrow!!!! Thanks Kora Drive!!!!!


Google Reviews: August 2022

Best financial company for international student.

Ikki Wu

Google Reviews: June 2022

Will say that the experience with them has been good so far. Auto company used them as a finance option for vehicle purchase. Approval for the loan came through fairly quick and with a reasonable interest rate; 9% as a first timer. So far so good.

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