A bank connection
The applicant links an account from their own phone and the transactions arrive live.
Retire the paystub. Verify income from the bank itself.



One number both sides work from: the dealer runs it at the desk, the lender receives it with the transactions behind every dollar.
Averaged over the last three months of transactions, so it tracks what they are earning now rather than a figure a year of history has flattened out. However many accounts arrive, one number comes back.
A deposit is not income. Money the applicant borrowed, moved between their own accounts, or received once and will not receive again is identified and taken out before the figure is set, so nothing in it has to go back out.
Payroll, gig work, benefits and private support each get their own line, with how much it pays, how often it lands and how steadily, so you can see which part of the figure is durable rather than trusting one average.
See how it approves more borrowersA forged statement is your exposure, not just the lender’s. Verify before you submit, and a funded deal does not come back on you for it.
See what the checks catchYour customer links their bank in one tap. In minutes you know the income is real and the deal is worth sending. And when you send it, the lender opens the full picture automatically, so deals stop bouncing back for more paperwork.
Three lines: income verified from the bank, the account matched to your customer, the documents checked. Enough to know the deal is worth writing up, in minutes.
The same bank link already carries the full Cash Flow Analysis. You never run it at the desk; it waits for the deals that call for it.
Explore Cash Flow AnalysisThe lender you submit to opens the full analysis of the same case, with nothing re-asked of your customer.
See KoraConnect for DealersYour dealers work in their own portal. It all lands in yours.
See it run end to endThey create the request, send the link, watch it come back and pull the report, without seeing another dealership’s deals.
Every report your dealers run lands in your dashboard, filterable by dealership, with a PDF for the deal jacket.
Dealers sign in and start, and the ones on a supported system trigger it from the software they already use.
A bank connection or uploaded statements, and the same verified report comes back.
The applicant links an account from their own phone and the transactions arrive live.
PDFs are read automatically, however many months and however many accounts.
Post what is already in your systems to the API and the same report comes back.
Book a demo and we’ll run one application end to end: the verified figure, the streams behind it, who the account belongs to, and what the document checks confirm. Tell us how many dealers you buy from and we’ll size the rollout with you.