Fund with the coverage active and your lien listed
Soon: the policy read from the carrier record, its limits itemized, and the vehicle checked against the loan.
Every check on the page, before the money moves.
The page is compared to your own deal region by region, so nothing printed on it has to be taken on trust.
Confirm the policy belongs to your applicant
The named insured and the address printed on the page, read against the application on the deal, so a policy borrowed from a relative reads as a mismatch.
Know the coverage is on this deal’s car
The VIN, and the year, make and model beside it, read against the vehicle you are financing rather than the one on the trade.
Check every limit against your own coverage requirement
Each liability limit and physical-damage deductible is read off the table and held against the minimums your program requires, so thin coverage is caught rather than counted as insured.
Get your lien on the policy before the check is cut
The loss-payee line, read by name. When your company is missing from it the report names the fix instead of failing quietly.
Fund on coverage that is in force today
The policy period and its live status from the carrier record, so a cancellation after this page printed comes back as cancelled.
Clears in the same link as every other stip.
Nothing new for the dealer or the customer, and the result lands where the rest already does.
One link, nothing to install
The customer connects their insurance or uploads the declarations page, in the same flow as the rest of the stip.
One page per deal
The result lands on the case record beside income, employment and identity.
Into the deal jacket
The same result over the API, with a report for the file.
The rest of the deal, on the same request.
One request covers the person and the paperwork too, so the funding package completes in one pass.
What early-access teams ask us first.
What the customer will do, what the report will carry, and how it reaches you.
01What does the customer do during insurance verification?
They will open the same secure link they already use for the rest of the stip and connect their insurance account, or upload their declarations page if they prefer. Nothing to install, and nothing collected twice.
02What does an insurance report carry?
The policy read out: carrier, policy number, effective dates, premium, each coverage line with its limit or deductible, the insured party and the vehicle checked against the deal, the lienholder line, and the refresh date the status was current as of.
03What happens when the lienholder is missing from the policy?
The report names the fix — add the lender as loss payee — so the stip becomes a to-do the dealer can act on the same day rather than a bare failure.
04How current is the policy status?
The status will be refreshed from the carrier record rather than read off the printed declarations page, so a cancellation since the page was issued shows up as cancelled, with the refresh date on the report.
05How do insurance results reach our LOS?
The same ways the other modules already arrive: on the case page beside income, employment and identity, over the API, and as a report for the deal jacket.
Be ready when it ships.
Talk to us about early access: tell us what your funding checklist requires from a policy, and we’ll show you the report as it lands — your limits, your lien, and the refresh date it was current as of.