Kora Blog

Income Verification

How Auto Dealers Can Reduce Chargebacks and Buybacks With Better Income Verification

How Auto Dealers Can Reduce Chargebacks and Buybacks With Better Income Verification A chargeback or buyback doesn’t just cost the deal — it unwinds the

Aug 17, 2026 Cashflow • Dealers
How Auto Dealers Can Reduce Chargebacks and Buybacks With Better Income Verification

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Risk & Portfolio Performance

Cash Flow Underwriting ROI: What Lenders Actually See After Implementation

Cash Flow Underwriting ROI: What Lenders Actually See After Implementation The business case is compelling in theory. Here’s what it

May 19, 2026 Cashflow • Implementation
Cash Flow Underwriting ROI: What Lenders Actually See After Implementation
Compliance and Regulation

Open Banking and Cash Flow Underwriting: What Lenders Need to Know About CFPB Rule 1033

Open Banking and Cash Flow Underwriting: What Lenders Need to Know About CFPB Rule 1033 The regulatory landscape is shifting.

May 18, 2026 Banks • Cashflow
Open Banking and Cash Flow Underwriting: What Lenders Need to Know About CFPB Rule 1033
Borrower Segments

How to Underwrite Gig and Self-Employed Borrowers Using Cash Flow Data

How to Underwrite Gig and Self-Employed Borrowers Using Cash Flow Data The gig economy isn’t a niche anymore. Here’s the

May 13, 2026 Cashflow • Gig
How to Underwrite Gig and Self-Employed Borrowers Using Cash Flow Data
Risk & Portfolio Performance

Cash Flow Underwriting for Credit Unions: The Complete Guide

Cash Flow Underwriting for Credit Unions: The Complete Guide How credit unions can grow their loan portfolios, serve more members,

May 7, 2026 Banks • Cashflow
Cash Flow Underwriting for Credit Unions: The Complete Guide
Cash Flow Underwriting 101

The KoraScore Explained: A Smarter Way to Underwrite Loans

One number. Hundreds of cash flow signals. Here’s exactly what the Kora Score measures and why it works. If you’ve

Apr 7, 2026 Cashflow • Kora
The KoraScore Explained: A Smarter Way to Underwrite Loans
Cash Flow Underwriting 101

From Thin Files to Full Pictures: Expanding Credit Access Without Expanding Risk

From Thin Files to Full Pictures: Expanding Credit Access Without Expanding Risk Gig workers, immigrants, first-time borrowers — your next

Apr 7, 2026 Cashflow • Kora
From Thin Files to Full Pictures: Expanding Credit Access Without Expanding Risk